Qualify for a Credit Card: Apply for a credit card that fits your credit type. Don't know your credit scores? Look at the three statements below to try to determine which statement fits you. This will help you choose credit cards for your credit type.

Great Credit: You always pay bills on time, pay bills early, or pay off the entire bill balance.

Poor Credit: Usually pay bills but payments are late several times and only pay the minimum due.

Bad Credit: Always pay bills late, pay only the minimum due, and never pay bill balances in full.

Use the statements above to identify what type of credit you may have and then apply for a credit card that fits your credit type.

Bankruptcy: If you have bankruptcy on your credit report, your credit card selection may be limited. We recommend stored value, guaranteed credit card.

Poor, no credit or bad credit: Again, your credit card options may be limited, but depending upon the types of entries on your credit report that reflect bad credit, you may still qualify for some unsecured credit cards.

Excellent credit: Excellent credit generally means your annual income is over $30,000, you have been paying all bills on time, and you have at least 3 good credit references.

There are credit cards for all credit types, ranging from instant, guaranteed approval to credit cards that offer rebates and rewards. You can use our credit card search to find prepay credit cards, secured and partially secured credit cards, and gold and platinum unsecured credit cards. Simply enter your credit card search terms in the box above.

Guaranteed credit cards offer unsecured credit with no credit checks and no turndowns, whereas gold and platinum credit cards often require a credit check to prove credit worthiness.

If you have been rejected for a credit card, it's possible that you applied for a card that requires a higher credit rating. In such case, you may want to consider lower limit cards with less frills, and work on rebuilding credit.

If you already have a high credit limit, platinum credit card from a major issuer, such as American Express, Discover, Chase, etc, and are looking for a 0 intro balance transfer, be sure to read the terms when you apply to see if there are any transfer fees, limitations or restrictions, and if the 0 introductory period actually includes balance transfers.

Use our free prequalification application.