http://creditfederal.com/article en-us http://creditfederal.com/article N/A article@creditfederal.com Thu, 02 Sep 2010 11:41:10 CDT 20 http://creditfederal.com/article/articles/739/1/Advice-Why-Credit-Is-Important Advice on why credit is important and a vital part in securing your long term financial stability. Credit Federal Sat, 03 Jul 2010 00:00:00 CDT http://creditfederal.com/article/articles/736/1/Tips-to-Prevent-Fraud-and-How-to-Lock-Credit-Report You have rights to protect yourself from fraud, plus the ability to lock credit reports free. Prevent fraud with our tips and learn how to place credit report freezes. Credit Federal Sat, 26 Jun 2010 00:00:00 CDT http://creditfederal.com/article/articles/710/1/Experian-Reports-Ability-To-Pay-Bills Not only can a bad credit history get you rejected for an unsecured loan or a credit card, now your perceived inability to repay can get you denied. Credit Federal Thu, 12 Nov 2009 00:00:00 CST http://creditfederal.com/article/articles/706/1/Free-Credit-Score-Number Although you can get a free credit report annually, getting a free credit score number is something totally different. Learn the facts and how to get a free credit check. Credit Federal Tue, 27 Oct 2009 00:00:00 CDT http://creditfederal.com/article/articles/699/1/Establish-or-Rebuild-Credit-Without-Bad-Credit-Cards There are ways to establish or rebuild credit without resorting to high interest, bad credit cards. Read our free tips on how to improve credit scores with loans that post to major credit report bureaus Equifax, Experian and TransUnion. Credit Federal Tue, 06 Oct 2009 00:00:00 CDT http://creditfederal.com/article/articles/697/1/Ex-Spouse-Credit-Fraud-and-Identity-Theft Protect yourself from ex-spouse credit fraud and identity theft. It may be wise to place a credit report freeze after divorce. Credit Federal Sun, 27 Sep 2009 00:00:00 CDT http://creditfederal.com/article/articles/690/1/How-Did-I-Get-My-Credit-Score Question: How did I get my credit score? Learn all about FICO scores, TransUnion, Equifax and Experian, how they are determined, what is a good or bad score, how to get your credit report scores and tips on how to improve credit scores. Credit Federal Fri, 04 Sep 2009 00:00:00 CDT http://creditfederal.com/article/articles/686/1/Remove-Late-Payments-from-Credit-Report Why you should remove late payments from credit reports and fix errors. Order your free credit report online and check your spouse's credit score, too. Credit Federal Mon, 24 Aug 2009 00:00:00 CDT http://creditfederal.com/article/articles/666/1/FreeCreditReport-or-AnnualCreditReport FreeCreditReport or AnnualCreditReport? Does FreeCreditReport.com really offer a free credit report copy as ordered by the government, with no credit card required? Credit Federal Mon, 08 Jun 2009 00:00:00 CDT http://creditfederal.com/article/articles/665/1/Bad-Credit-Report-Key-Entries Learn which bad credit report key entries are the most damaging, know when to check your report and how to fix credit report errors yourself to improve scores. Credit Federal Sat, 06 Jun 2009 00:00:00 CDT http://creditfederal.com/article/articles/637/1/Free-Tips-from-Credit-Report-Advisors Read the top free tips from credit report advisors on how to protect your privacy, monitor for identity theft, and how mistakes can get on your credit report. Credit Federal Sun, 08 Feb 2009 00:00:00 CST http://creditfederal.com/article/articles/636/1/Credit-Report-Score-Scale-What-Does-It-Mean What does my credit report score mean? Do I have a good or bad credit rating? Get your FICO score and review the credit score scale for your rating's meaning. Credit Federal Sat, 07 Feb 2009 00:00:00 CST http://creditfederal.com/article/articles/624/1/Why-Rebuild-Bad-Credit Some consumers don't care about their credit scores, perhaps because they are not aware of the financial problems low scores can cause. Learn why it is important to rebuild bad credit, and get help to improve credit scores. Credit Federal Fri, 16 Jan 2009 00:00:00 CST http://creditfederal.com/article/articles/614/1/New-Credit-Scores Get ready for new credit scores from a revised FICO formula. Check your Equifax, TransUnion and Experian credit report scores. Credit Federal Mon, 29 Dec 2008 00:00:00 CST http://creditfederal.com/article/articles/606/1/Identity-Theft-Fears-Increase The majority of consumers have fears about identity theft. Learn how to freeze credit reports and get your annual free credit report copy to check for ID fraud. Credit Federal Tue, 28 Oct 2008 00:00:00 CDT http://creditfederal.com/article/articles/605/1/Experian-Intelliscore-Credit-Score-Lowers-Risk The Intelliscore PlusSM from Experian helps lower risk by accessing business and business owner credit scores and future potential to become a high risk. Credit Federal Tue, 28 Oct 2008 00:00:00 CDT http://creditfederal.com/article/articles/591/1/Credit-Repair-Organizations-Act-Overview Learn how the Credit Repair Organization Act can help protect your against bad credit repair scams. Check your credit report and fix errors yourself. Credit Federal Thu, 02 Oct 2008 00:00:00 CDT http://creditfederal.com/article/articles/582/1/Bad-Credit-Problems Everyone knows that a bad credit report score can result in credit card and loan rejection, but what if you don't need or want a secured or unsecured credit card or loan? Credit Federal Sun, 07 Sep 2008 00:00:00 CDT http://creditfederal.com/article/articles/564/1/Rebuild-Bad-Credit Do it yourself credit repair. To get easy credit card and loan approval and at the best, low rates, fix credit report errors and rebuild bad credit scores. Credit Federal Thu, 28 Aug 2008 00:00:00 CDT http://creditfederal.com/article/articles/552/1/Fraud-ID-Theft-Credit-Monitoring Credit monitoring to prevent fraud and ID theft. Use your free credit report to check for and to fix errors to improve scores. Credit Federal Sat, 09 Aug 2008 00:00:00 CDT http://creditfederal.com/article/articles/548/1/How-to-Place-a-Fraud-Alert-on-Your-Credit-Report A fraud alert helps protect your identity when your personal information has been stolen or; if you're already an identity theft victim, an alert can prevent further damage to your credit. Credit Federal Fri, 08 Aug 2008 00:00:00 CDT http://creditfederal.com/article/articles/545/1/Improve-Credit-Score Easiest way to improve bad credit is to piggyback. You can improve credit scores by being an authorized user on the credit card of some other person who has good credit. Check your credit report and fix errors. Credit Federal Fri, 01 Aug 2008 00:00:00 CDT http://creditfederal.com/article/articles/540/1/Credit-Report-Score-FAQs Common Questions and Answers (FAQs) about credit reports (TransUnion, Equifax, Experian) and credit scores. Order a free credit report with no credit card required. Credit Federal Fri, 25 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/537/1/Repair-Bad-Credit-Report Want to improve credit scores? Here items to avoid and how to repair bad credit report entries. Use our free credit check or order your annual free credit report and fix credit errors. Credit Federal Wed, 23 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/536/1/Credit-Score-Ranges Credit score numbers converted to ratings, from high risk bad credit to low risk good credit. Learn what credit score ranges mean for approval or rejection. Don't know your score? Order your annual free credit report or use our free credit check. Credit Federal Wed, 23 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/534/1/Credit-Card-Report-Scores TransUnion offers a new credit card company service that scores member payment habits. Apply for a lower interest credit card or for help with credit card debt. Credit Federal Sat, 19 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/533/1/Free-Identity-Theft-Help Free identity theft help resources plus ID theft and fraud survey results. More reasons than ever to participate in credit report freezing and other ID protection tools. Credit Federal Sat, 19 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/524/1/TransUnion-Bankruptcy-Risk-Management TransUnion offers financial institutions the ability to identify possible bankruptcy of accounts. Order your annual free credit report to check for identity theft and to fix credit errors. Credit Federal Sun, 13 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/523/1/Equifax-APPRO-Account-System The APPRO Account System by the Equifax credit report bureau helps financial institutions with new account approval decisions. Order your credit report or use CreditFederal's free credit check to estimate your score. Credit Federal Sun, 13 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/514/1/Rebuild-Bad-Credit-Securely You can rebuild bad credit to improve credit scores with an unsecured credit card, but consider a secured credit card to rebuild credit. Secured cards can also protect you from over charging and getting deeply into debt quickly. Credit Federal Fri, 04 Jul 2008 00:00:00 CDT http://creditfederal.com/article/articles/498/1/How-to-Read-Credit-Report Explanation on how to read credit report information and entries so you can improve your score. Instantly order your government approved, annual free credit report so you can perform a credit check and fix credit report errors. Credit Federal Mon, 23 Jun 2008 00:00:00 CDT http://creditfederal.com/article/articles/494/1/TransUnion-Credit-Card-Report TransUnion reports credit card debt and loan delinquencies have lowered for the first time in over a year. Order your copy or get your annual free credit report to check your score. You can also use our free credit check. Credit Federal Sun, 22 Jun 2008 00:00:00 CDT http://creditfederal.com/article/articles/487/1/TransUnion-Reports-Mortgage-Loan-Delinquency-Rates-Rise According to TransUnion (TransUnion Credit Report Bureau), mortgage loan delinquency rates are up for a 5th straight quarter. Credit Federal Thu, 12 Jun 2008 00:00:00 CDT http://creditfederal.com/article/articles/486/1/Equifax-Partners-Fair-Isaac Equifax and Fair Isaac form a partnership to accelerate development and delivery of new credit report analytic solutions. Reminder: you're entitled to an annual free credit report to find and fix credit report errors. Credit Federal Thu, 12 Jun 2008 00:00:00 CDT http://creditfederal.com/article/articles/475/1/Credit-Freeze Using a credit freeze to lock access to Transunion, Experian and Equifax credit report bureau information as security to protect against identity theft fraud, as well as divorce and spouse actions. Credit Federal Mon, 19 May 2008 00:00:00 CDT http://creditfederal.com/article/articles/468/1/How-To-Repair-Bad-Credit Free tips on how to repair bad credit reports and to fix credit errors, and the steps the Transunion, Equifax and Experian credit report bureaus use to calculate credit scores so you can perform your own credit check. Credit Federal Tue, 13 May 2008 00:00:00 CDT http://creditfederal.com/article/articles/458/1/Experian-Credit-Report-ID-Theft-Fraud-Prevention Experian Credit Report Bureau ID Theft Fraud Prevention meets Red Flag rules to establish reasonable procedures designed to detect and prevent identity theft. Credit Federal Sun, 27 Apr 2008 00:00:00 CDT http://creditfederal.com/article/articles/457/1/Equifax-Credit-Report-Locking Equifax credit report bureau gets good customer reviews for its credit report locking and unlocking. Credit Federal Sun, 27 Apr 2008 00:00:00 CDT http://creditfederal.com/article/articles/429/1/New-Credit-Report-Scores-Trouble-Bad-Credit-People If credit bureaus use the new credit score system, poor, no credit and bad credit people will have trouble riding as credit report authorized users to improve credit scores. Credit Federal Thu, 10 Jan 2008 00:00:00 CST http://creditfederal.com/article/articles/420/1/How-to-Freeze-Credit How to free credit reports at the bureaus. Credit Federal Thu, 27 Dec 2007 00:00:00 CST http://creditfederal.com/article/articles/390/1/Secret-Credit-Report-Scores Secret credit report scores used by loan lenders and credit card issuers. Credit Federal Thu, 01 Nov 2007 00:00:00 CDT http://creditfederal.com/article/articles/385/1/Credit-Report-Freeze-Broadens Eventually, consumers from all 50 states will be able to place a credit report freeze with the major reporting bureaus; Experian, Equifax and Transunion. Credit Federal Sun, 21 Oct 2007 00:00:00 CDT http://creditfederal.com/article/articles/380/1/Improve-and-Fix-Credit-Score-Ratings Understand, improve and learn how to fix credit score ratings. A poor score could simply be errors. Credit Federal Sat, 13 Oct 2007 00:00:00 CDT http://creditfederal.com/article/articles/376/1/Freeze-and-Lock-Credit-Report Some say lock while others say to freeze credit reports to protect against identity theft. Credit Federal Wed, 10 Oct 2007 00:00:00 CDT http://creditfederal.com/article/articles/372/1/Tips-To-Improve-Credit-Report-Score Free tips to improve credit report scores to overcome bad credit card use, loan default, or other problems. Credit Federal Sun, 07 Oct 2007 00:00:00 CDT http://creditfederal.com/article/articles/360/1/Improve-Credit-and-Reduce-Personal-Finance-Risk Easy, often overlooked tips to help you improve credit while also helping you reduce your personal finance risk. Credit Federal Sat, 15 Sep 2007 00:00:00 CDT http://creditfederal.com/article/articles/347/1/Understand-Credit-Score Like it or not, your credit score is increasingly important, and you're not alone if you don't fully understand its importance. Credit Federal Sun, 05 Aug 2007 00:00:00 CDT http://creditfederal.com/article/articles/341/1/Free-Tips-to-Improve-Credit-Score Tips to improve credit scores, because your score can either cost you or save you money. Credit Federal Mon, 16 Jul 2007 00:00:00 CDT http://creditfederal.com/article/articles/339/1/Bad-Credit-Repair-Tips Get credit card and loan approval at lower interest rates. Self-help bad credit repair tips. Credit Federal Sat, 07 Jul 2007 00:00:00 CDT http://creditfederal.com/article/articles/314/1/Credit-Report-Score-Calculation Learn how FICO elements affect your credit report score calculation, and order your free credit report copy. Credit Federal Mon, 16 Oct 2006 00:00:00 CDT http://creditfederal.com/article/articles/295/1/Understand-Credit-Report Credit report explanation. Understand what is on your credit report and how your score is affected. Credit Federal Wed, 27 Sep 2006 00:00:00 CDT http://creditfederal.com/article/articles/235/1/VantageScore-Credit-Report-Scoring The new credit report scoring system, called 'VantageScore', is the first and only industry model to be jointly developed by all three national credit reporting companies (CRCs). Credit Federal Thu, 01 Jun 2006 00:00:00 CDT http://creditfederal.com/article/articles/190/1/Equifax-Credit-Report-Delivery As federal regulations (such as the free annual credit report requirement and consumer privacy protection) impact the ability of credit reporting agencies to gain new customers and to sell prescreened data to financial entities, Equifax is launching new programs. Credit Federal Sun, 26 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/184/1/Credit-report-accuracy-and-disputes Credit report accuracy and disputes.Public comments are wanted on issues related to the Consumer Credit Report accuracy and the reinvestigation of disputes. Credit Federal Wed, 22 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/175/1/Simpler-Credit-Scores Simpler Credit Scores. What's in a number? Do you understand your credit score? Credit Federal Wed, 15 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/160/1/Improve-Credit-Score Tips on how to improve credit score and maintain good credit once you obtain it. Credit Federal Mon, 06 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/159/1/Steps-for-Credit-Report-Repair Here are simple steps for Credit Report Repair Credit Federal Mon, 06 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/158/1/Fix-Credit-Report-Errors You can fix a credit report to remove errors and outdated bad credit entries. Or you can get professional credit repair. Read our article. Credit Federal Mon, 06 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/157/1/Dispute-Credit-Report-Errors A credit report agency can report negative information for seven years, and bankruptcy information for ten years.  Information about a lawsuit or an unpaid judgment against you can be reported for seven years or until the statute of limitations runs out. Credit Federal Mon, 06 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/156/1/Credit-Report-Contact Names, addresses and phone number for credit report contact. Credit Federal Mon, 06 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/155/1/Credit-Report-Joint-Debt Joint credit report debt - loan and credit card bills. A Tale of Bad Credit. Credit Federal Mon, 06 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/150/1/Credit-Report-Agencies Will credit report agencies lose revenue due to the new law requiring delivery a free credit report annually to consumers? Credit Federal Thu, 02 Mar 2006 00:00:00 CST http://creditfederal.com/article/articles/144/1/Managing-Joint-Credit Effectively managing joint credit requires full disclosure, and joint approval of new credit, (by both spouses). Credit Federal Wed, 22 Feb 2006 00:00:00 CST http://creditfederal.com/article/articles/31/1/Order-a-credit-report%2C-fix-credit-report-errors%2C-or-learn-about-scores Order a credit report, fix credit report errors, or learn about scoresUse the links above for information related to credit reports, such as how to improve bad credit report scores, fix credit report errors, and how to order a credit report with no credit card required and at no-obligation.Your credit report score is your financial report card. You need to ensure all information is correct and you should remove errors that may exist. Your credit score determines your eligibility for credit cards, loans, and decides the interest rate you'll pay. Some employers also use credit report scores as part of their job applicant screening.There's a lot to know about credit reports, but it's well worth your time to learn all the intricate details.Click the links above and learn about credit reports today. Credit Federal Thu, 20 Oct 2005 00:00:00 CDT