FAQs: Credit Federal Banner and Textual Link Affiliate Program.

  Credit Federal affiliate program - auto, home, debt and credit card.

  

Banner and Textual Link Affiliate Program

Use our banners and textual links to send traffic to our optimized campaign pages, and earn per lead and per sale commissions. Additionally, you can earn bonus commissions (5%) generated by affiliates who join via your link!

 

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Using our links in Search Engine placement/bidding

If you desire to bid on keywords for paid placement on search engines, you can easily obtain the "hyperlink" URL through your affiliate control panel.  Click on the "Campaigns" link at the top of your affiliate control panel. On the next page, click on "View All" from the menu on the left. Select the campaign you desire, and click on "details". Choose any banner by clicking on "subscribe".  The next page will show you a search engine URL, as well as banner/text link codes.  Simply use the search engine link as the link for the search engine to send traffic to, and use Text Link words for your ad description.  NOTE: Do not bid on any copyrighted words. For example: "Visa" is a copyrighted word. You may place an ad regarding Visa at search engines, but you cannot bid on the word "Visa". Instead, bid on non-copyrighted words such as "credit card", but not by brand such as "Visa", "MasterCard", etc.  Also note, some search engines may not permit affiliate link URLs.

 

Search engine bidding/placement is entirely at your financial risk.  Refer to the terms of each campaign for details on how/when you will be rewarded a commission. If the payout is "per lead" or "per sale", you earn a commission when visitors click-through from the search engine and submit valid applications at the client's website.  Credit Federal does not reward 'per-click' commissions.  Do not confuse 'EPC' as a per-click commission. For an explanation of 'EPC', see below.

 

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What Does "EPC" Mean?
"EPC" stands for "Estimated Earnings Per Click".  This is not a commission paid to affiliates per click.  EPC is a calculation of the average lead/sale earnings of all affiliates for each click they generated to a particular product/service.  Each day, our software automatically calculates the EPC rates.  It totals all affiliate clicks sent to each product/service, then the total revenue generated by all those clicks.  For example: If the total of all clicks by all affiliates for our payday loan is 10,000, and a total of $5,000 in revenue was generated, then the EPC rate would be 50 cents ($5,000 divided by 10,000 clicks).

The EPC rate is a guide only.  Your results may vary, depending upon the targeted demographics of your web site.  A web site entirely about "Auto Loans"; for example, may experience a better EPC rate for auto loans than a web site that is dedicated to "Debt Counseling".

 

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Statistical Reporting

How clicks, leads and sales are reported:

Clicks: All clicks/page views are tracked live and instantly without delay. Our software reports clicks to the Landing Pages, as well as clicks on each specific card. If; for example, you send a visitor to our Poor Credit Cards Landing Page, and the visitor clicks on two specific card offers, our statistics will report the click to the Landing Page, plus the 2 specific card clicks (and will show you which 2 card offers the person clicked on).

Clicks/Page Views are reported as "New" and "Repeat".

"New" - these are clicks/page views from unique visitors (not from the same IP address).

"Repeat" - these are clicks/page views from the same visitor (repeat IP address).


Leads: Lead reporting varies. Generally, leads are confirmed within 2 weeks, but could take up to 60 days for prime card offers.

Sales: Sale reporting varies. Generally, sales are confirmed within 2 weeks, but could take up to 60 days for prime card offers.

Our system also gives live reporting of Impressions, and is reported as "Impr un" and "Impr".  Impressions are the 'display' of our links on your web site.

"Impr un" - these are impressions generated by unique visitors (not from the same IP address).

"Impr" - these are impressions generated by the same visitor via your web site.


Reversals: Invalid leads/sales will be reversed.  Examples:

*Duplicate application from the same person.

*Non-qualified applicant, such as a non-US person applying for a loan that is only available to US citizens.

*Bogus information typed in the application.

 

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Getting Paid

Payments are disbursed by the end of the month for the preceding month's commissions, provided the total amount is at least $10.00.  If the amount is less than $10.00, the commissions will be carried forward to the following month(s) until the $10.00 minimum is obtained.  Affiliates receive a mailed check payment from Pulsar Marketing.

IMPORTANT: Be sure your address is correct on your affiliate info.

The requirements below are to ensure proper accounting of all funds in accordance with U.S. regulations, to ensure you receive your earned commissions, and to promote quality services by verifying affiliate identities.

* You must provide a valid Social Security/Federal Tax ID Number, and a signed W9 in order to receive commission payments. You must provide a physical U.S. address (not a PO Box).
To obtain a W9, go to www.irs.ustreas.gov/pub/irs-pdf/fw9.pdf
Mail W9 forms to:

Pulsar Marketing
16033 N Big Hill Road
Gulfport, MS 39503
 

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Getting Approved for Campaigns

When you "subscribe" to a particular section of Credit Federal, the next page will tell you if you were automatically approved or if your website must first be reviewed.  If you subscribe to a section but get rejected, this indicates that your web site content is not suitable for those particular offers.

 

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Fraudulent Clicks/Leads, and Fraudulent Affiliate Referrals:

We do not permit incentive advertising of our programs. All clicks/leads must come directly from actual customers, and without reward (profit sharing) to the customer.

Affiliates are not permitted to collect applicant data on their sites for the purpose of manually re-typing that data into our client application forms.

Fraudulent clicks/leads, or "lead uploading", can and will be subject to account termination and forfeiture of any and all earned commissions.

Fraudulent affiliate referrals; including but not limited to, registering yourself or another member of your household as an affiliate for the purpose of generating a signup bonus or 2nd tier commissions, will result in termination of your account and forfeiture of any and all commissions.

 

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Updating Your Information and Adding URLs

Ensure your Pay To information, address, site content and URLs are correct.

 

Login to your affiliate account, and click on the "Info" link at the top left. More links will appear on the left to update "Payment", "Content", and "Info".  If you change your Pay To information, be sure to make the changes to your "Info" section as well as to your "Payment" section.  Also be sure you list all your URLs which you have our banners/links posted.  When adding new URLs, separate each URL with a comma and no spaces.  For example: mysite1.com,mysite2.com,mysite3.com

 

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What Marketing is Forbidden?  Is Email OK?
Affiliates may only use 'approved' marketing material.  Affiliates may not alter, modify, nor create their own banners or textual links.  Some words may require the copyright/trademark to appear next to them.  Credit Federal does not allow offering web site visitors an incentive for applying for products/services.

Be sure you list all the web site URLs in your affiliate account in which you will be placing links to Credit Federal.  The only exception is for search engine marketing.  Otherwise, leads/sales generated via 'unassigned' URLs may not be credited.

If you perform Email marketing, you may only include our links in an email list you exclusively own, and which you exclusively obtained. You may not market Credit Federal, nor any of its products/services, to a 'rented' or 'purchased' email list. Additionally, your email subscription must require double opt-in confirmation, and provide subscribers with an immediate opt-out (not a waiting period for removal).

Prior to emailing Credit Federal, its products or services, to your subscriber list, you must:
   *Send us a preview for our approval via our Contact/Support form in your affiliate control panel.
   *Give us the URL of your subscription opt-in (where you obtain subscribers).

High traffic web site? If you have a high traffic web site (5,000 or more visitors per day), Credit Federal will provide you with a subscription service for your visitors.  Our subscription service (powered by SafeMemos), has double opt-in, single opt-out, plus allows HTML and Text emails.  For more information, use our support form available in your affiliate control panel.

  

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Do I get paid for all campaigns on all program pages?
Yes, if you 'Subscribe' to each of our campaign pages, you can earn commissions for all offers listed on all those pages, even if you do not send traffic directly to those pages.  The only exception is if visitors access CreditFederal.com directly such as through a search engine and not via your affiliate link(s).

 

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Affiliate Referral Program
You can also earn 5% 2nd tier commissions as well as an affiliate referral bonus! All Landing Pages contain an "Affiliate Program" link which automatically embeds your referral affiliate ID number. Hence, when affiliates register, they are tagged in your downline. For each approved affiliate, you earn a cash bonus plus 5% 2nd tier commissions for all their leads/sales (once the referred affiliate reaches a minimum of $10.00 in commissions). You can also promote our affiliate program without advertising our products and services. When you login to your affiliate control panel, click on the "Affiliates" link at the top, then choose the "Get referral links" option on the left-hand menu. You can use banners or textual links.

 

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TERMS


  

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