Credit Federal - credit advertising and exclusive lead generation.
Advertise
Your Financial Product or Service
Lease
banner ad space or co-host your customer application
Just
placing your link on our site can do two things for you: 1) drive targeted
traffic to your site and 2) boost your site's search rank.
If
you desire motivated credit consumer traffic; whether by drawing
traffic directly from our site or by increasing the natural search traffic to
your own site, advertising with us is an absolute no-brainer.
When searching for financial marketing services, make sure you partner with a company
that is dedicated to advertising consumer credit, and specifically
targets U.S. consumers. There are hundreds of affiliate advertising resources,
but not all specialize in credit marketing, and those that are dedicated to
credit cannot necessarily generate quality traffic. In fact, many financial
marketing networks rely on non-U.S. affiliates to generate traffic, which
typically results in a high volume of fraudulent activity and a low return on
advertising dollars.
We operate our own internal affiliate program network and accept only U.S.
affiliates for our CPA pay-per-performance marketing channels. This enables us
to generate higher quality traffic so you get more out of your advertising
dollars.
Get qualified leads for your credit service (auto loan, credit card, credit
report, debt service, mortgage loan, payday loan, personal loan or other
financial service). We
can deliver advertisements via rich
media, banners, streaming video, textual links and applications, either via
website placement or email marketing. We power our own financial
newsletter and offer free downloads of desktop financial software. Our exclusive lead acquisition
gives your call
center a competitive edge, and our fee structure helps you stretch your
advertising dollars.
Webmasters:
We buy ad space! Sell ad space to us for a daily rate.
Flat
Rate Fee - If you want a simple way to advertise on our site with
unlimited impressions, clicks, leads and sales all for one low daily price, consider our flat rate
advertising option. Unlike other flat daily fee advertising networks, we embed
your URL directly onto our website without using a redirect or a hidden URL. Not
only does this option give you unlimited exposure, clicks, leads and sales all
for one daily rate, it can also help improve your website's search engine ranking.
Your ad can be textual, flash, a banner, a form submission field, an interactive
application and combinations of these mediums.
Pay
Per Impression - If you want to pay each time a new person (per unique IP address within 24 hours) views your advertisement, consider our pay per
impression option. There are no per click, per lead or per sale fees. Instead,
you pay a low fee each time a new person views your advertisement.
Pay
Per Click - If you want to pay a small fee for each visitor
who clicks on your ad, our pay per click program charges you only for unique
visitors (not for repeat visits from the same IP address within 24 hours). Ads
can be text or banner.
Content
Matching - Our innovative marketing solution places your consumer credit
advertisement only onto websites which target your demographics and which
also adhere to your marketing terms and conditions. You specify the content
(words) which must; and which must not, appear on the website in order for
your advertisement to be displayed. Publishers place a code tag which
summons your current advertisement (including your current banner, marketing
text, etc) and displays that ad onto their web pages. You don't have to
worry about publishers not properly updating your product/service data; such
as APR rates, fees, etc, because all changes you make are instantly updated
across all publisher websites.
Pay
Per Lead - With this option you pay only for advertising that results in valid
leads (potential customers who submit their name, home address, email address
and phone number via your online form to inquire about your product/service).
Ads can be text or banner, or even your application/inquiry form (see Exclusive
Lead Program below).
Pay
Per Sale - With this option you pay only for advertising that results in actual
customers (people who purchase or choose your product/service). Ads can be text
or banner, or even your application/inquiry form (see Exclusive
Lead Program below).
Want
more consumer exposure and less competition?
Exclusive
Lead Program - We offer you the ability to get more
traffic, leads and sales than other advertisers on our website, including those
that offer the same product/service as you. How? We place your customer application
form
directly onto our website instead of adding your text or banner ad amongst the
many other text and banner ads already on our website. The result? Instead of visitors
seeing your ad amongst the ads of your competitors and subsequently choosing the
competitors, your customer application form will be presented to them
prominently above your competitors' ads. We can host
your entire application or a shorter version which; upon submission,
delivers customers to your website to complete the application process. You; and
you alone, receive the customer data and gain a higher percentage of exclusive
leads over traditional advertising methods.
Partner
Publication and Email Marketing - Your advertisement can appear on other
financial portals which attract credit consumers, and/or can be incorporated
into partner email marketing efforts on a per click, per lead or per sale
CPA basis.
Affiliate
Management - No more accounting headaches. We manage all W9s and remit commissions for you, so you need only write one check per month for leads/sales which you validate and approve.
Anti-fraud software and commission verification. Our software ensures you pay only for qualified
CPA activity.
Consumer Credit Financial Advertising:
Financial Companies and Marketing Agencies may advertise
on our credit portal and obtain targeted consumer credit traffic, quality leads and sales. In addition to standard text link and banner advertising, we also offer content matching, search and email marketing, plus many other ways to add URLs to our consumer credit content.
Our CPA options include per impression, per click, per lead, per sale and daily rate advertising.
Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.
Credit Card: Search for secured and unsecured credit card applications and apply online. Applications for all types of cards ranging from an instant approval bad credit card to no deposit cards, including platinum credit card rewards.
Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.
Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.
Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.
Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.
Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.
Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.
Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.
Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.
Cons of Cosigning a High Risk Loan
- Before you cosign a loan, be prepared for the worst.
*There's already doubt about the borrower's ability to repay, because he/she needed you to cosign due to their bad credit score.
*You are equally responsible for repaying the loan if the borrower doesn't cough up the cash.
*If the borrower makes a late payment, that could also affect your credit report score.
*If the borrower files bankruptcy for the debt and no longer has to repay it, you are still liable and can be sued for payment.
Advice: If you are asked to cosign a loan, assume the borrower will default and first ask yourself if you are able to make every payment. If so, instead of cosigning the loan, perhaps it would be safer for you to take out the loan solely in your name, and then you sub-lend that money as a person-to-person personal loan. You will make all the monthly payments regardless if the borrower repays you. With this alternative option, you will secure your good credit (and perhaps improve scores as well). Afterall; even if you choose to be a cosigner instead, you're still liable in the event of default.
