Apply online for a 0 intro balance transfer credit card to avoid interest charges.

Apply online for a 0 intro balance transfer credit card so you can save money by avoiding interest charges.

Apply online for a 0 intro balance transfer credit card to save money by avoiding high interest charges. Consolidate credit card debt to one account.

Credit Card Offers

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UltraVX Visa®

Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. …give yourself some credit with UltraVX.
* Credit-On DemandTM up to $25,000 credit line - Patent Pending
* Instant Approval: no credit check, no minimum income or bank account required
* Credit Reporting: reports to major credit bureaus
* Clear RewardsTM American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
* Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending

First Option MasterCard®

The First Option MasterCard® Secured credit card is a Real credit card that will provide you with all the privileges of MasterCard® credit card.

* No Credit Check

* Approved Regardless of Credit History*

* Credit limits up to $5,000.00

* Reports to All 3 Bureaus

*See Card Terms and Conditions

New Millennium Bank Secured Platinum Visa® or Mastercard®

A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.
* Reports to ALL 3 Bureaus
* No Credit Check
* Be Approved Regardless of Credit History
* Special High Introductory Savings Rate
* Bonus $3,000 credit line with My Computer Club
* Terms and conditions apply

American Express® Preferred Rewards Gold Card

Apply today for the American Express® Preferred Rewards Gold Card!
* Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year.
* Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
* No Pre-Set Spending Limit
* The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
* Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
* Express Approval. Get a decision in less than 60 seconds.
*See website for complete terms and conditions of card usage and application disclosure.

Starwood Preferred Guest® Credit Card from American Express®

Apply today for the Starwood Preferred Guest® Credit Card from American Express!
* Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
* Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
* No annual fee for the first year and $45 thereafter
* Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
* Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
* Express Approval. Get a decision in less than 60 seconds.
*See website for complete terms and conditions of card usage and application disclosure.

Discover® More® Card - Clear

Apply today for the Discover® More® Card - Clear!
* 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
* 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
* Up to 1% Cashback Bonus on all other purchases automatically
* Unlimited cash rewards
* Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
* No Annual Fee
* Online Account Access
* Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information

CurrentSM by Discover®

Current by Discover® - Teen Prepaid Debit Card
* Debit Card for Teens with built-in parental controls
* Set daily, weekly, and monthly spending limits
* Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
* Free Direct Deposit for parents & teens
* Free deposits from any credit card or bank account
* $0 fraud liability guarantee
* Withdraw cash at ATMs
* Get exclusive discounts at teen's favorite merchants
* Free e-mail and text message activity alerts
* No minimum balances, loading fees, or credit check
*View Rates, Fees, Rewards and Other Important Information

Miles by Discover® Card

Sign up for the Miles by Discover® Card today and travel with no restrictions, Earn Miles Faster and redeem for your choice of rewards. Apply Now!
* Book any travel, anytime with no blackout dates or restrictions
* Double Miles on up to $3,000 in travel and restaurant purchases each year
* 1 Mile for every $1 on all your other purchases – personal and business
* Unlimited Miles
* Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
* No Annual Fee
* Online Account Access
* Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information

Platinum Delta SkyMiles® Credit Card from American Express®

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase with the Platinum SkyMiles® Credit Card from American Express. Apply Now!
* Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an additional cardmember.
* Earn one companion Coach Class ticket each year upon renewal
* Earn at least 1 mile for every eligible dollar spent
* Miles never expire and there is no cap on the miles you can earn
* Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your card
* Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions

Escape by Discover® Card

Apply for the Escape by Discover^® Card!

*Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases

*Flexible redemption options for travel, gift cards, or cash.

*Double Miles through our exclusive online shopping site

*0% for 6 months on Purchases and 0% for 6 months on Balance Transfers

*View Rates, Fees, Rewards and Other Important Information

Millennium Advantage Pre-Paid Mastercard®

The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard® brand is accepted.
* Use your card at over 900,000 ATMs and millions of locations worldwide!
* No credit check or income verification required
* No Chexsystem check
* No minimal balance required!
* Phone and On-line account access
* Shop and pay bills on-line!
*See website for complete terms and conditions of card usage and application disclosure.

Select a Credit Card Issuer or a Type of Card

American Express	Chase	Consumer Picks
Discover	MasterCard	Visa
0% Intro Card	ATM Card	Bad Credit Card
Balance Transfer	Best Card Offers	Business Card
Debit Card	Gas Card	Gold Card
Guaranteed Card	Joint Credit Card	No Deposit Card
Platinum Card	Pre-Pay Card	Rebuild Credit Card
Rewards Card	Sky Miles Card	Student Card

Credit Card Affiliate Program & Marketing

Should you balance transfer credit card debt?
	Poor or bad credit? Major credit card issuers won't approve you for a 0 intro balance transfer credit card if you are considered a high risk. Instead of shuffling balances from one card to another, take long term action.

Other 0 intro balance transfer credit card offers:

American Express - customized benefits and rewards

Chase - Chase Travel Rewards

Discover - transfer balances online

MasterCard - emergency cash

Visa - rewards and incentives

To qualify for a 0 intro balance transfer credit card, you must have excellent credit, as these are offered by platinum credit card issuers. If you have been late paying bills, and not just on credit cards, you may not qualify.

Credit Federal tip: If you transfer balances from a credit card that is over-limit or you've made late payments, credit card companies may void the 0 intro balance transfer offer. Ensure you meet the requirements and read all rate terms before attempting to balance transfer credit cards to any issuer offering a 0 intro balance transfer.

Learn more about a credit card balance transfer.

Balance Transfer Credit Cards

When you get that offer in the mail to do a balance transfer, make sure you review all the details. Just because you get an offer through the mail to balance transfer, does not mean you are automatically approved for the card if you apply. Before you apply for a low interest credit card, you must have good to excellent credit. If you don't, by applying for it there will be an inquiry placed on your credit report. If you have good credit, you may want to check all your options to get a low interest card and not take the first choice you get in the mail.

If you owe thousands of dollars in credit card debts on several cards, you may not be able to balance transfer all of them onto one, low interest credit card. If the terms are right and you can save money, it is a good idea to transfer what you can. Check to see if there are any fees to do the transfer and what they will be. Sometimes there are incentives to balance transfer without fees. If in six months the card will have higher interest rates than your existing cards, it may not be worth the effort unless you have the debt paid off by the deadline.

The goal is to save money not have more debts with higher fees. Another problem can be if you start charging on the old credit cards that don't have a balance and you end up with more debt. It can be a good idea to only use those cards to make a small purchase each month that can be paid to keep those cards active. Some credit card companies are closing accounts that don't get used. Using a credit card and making payments on time every month is a great way to build credit scores.

With the current credit crunch and a tighter hold on lending, getting credit cards can be difficult if credit is poor or bad. It is a good idea to keep current on credit card payments, not pay late, and not use more than 30% of the credit limit. Always review statements for any changes in fees or credit limit changes. If interest rates increase, try calling and asking for a lower rate. When having financial problems, contact the credit card company to work out a payment plan instead of being months late and ruining your credit.

Balance Transfer Debt

You may be worse off if you balance transfer debt to an introductory credit card. Before you transfer to a 0 intro card, read our article.

Balance transfer credit card debt

How to safely and easily balance transfer credit card debt. Read these free tips and apply for a 0 intro balance transfer.

0 interest credit card

Want a 0 introductory card for balance transfer? Browse 0 interest credit card offers from major issuers like Discover, AmericanExpress, Chase, Visa and MasterCard.

Balance Transfer Special Introductory Rates

Special Introductory Balance Transfer Rates from American Express and Chase.

Christmas Credit Card Bills

Combat high credit card bills due to Christmas charges. Balance transfer to a 0 intro card.

Credit Card Balance Transfer Debt

How to avoid; and get out of, credit card balance transfer debt that builds up by transferring balances.

Discover Card Ranked Best Card Brand

For the 11th straight year, Discover Card wins best credit card award. Submit an online application for a Discover credit card, including 0 intro balance transfers.

Chase Visa Signature Card

USTA and Chase Visa Signature Card with flexible rewards. Apply for a Chase credit card or other rewards like a 0 intro balance transfer, a cashback card, or a vacation card that offers travel, gas or miles points.

Max Credit Card Limits Reduced

Some banks are reducing the maximum credit card limit in an effort to likewise offset the high risk of default. If you have a 0 interest balance transfer card, your introductory period could be voided by going over limit.

Chase Freedom (SM) Card Statement

Chase Freedom (SM) Card Statement has a new feature to give customers the ability to spend rewards points like cash. Browse and submit your Chase credit card application or other rewards credit card such as a 0 introductory balance transfer, airline sky miles, gas or travel credit card.

How To Reduce Debt

It seems the number one question for credit consumers is how to reduce debt and payoff balances. Here are options and free tips on how you can repay or lower bills, including a homeowner debt consolidation loan, negotiate a settlement, credit card debt chargeoff, credit counseling and balance transfer.

Your Credit Card Rights

Recently the Federal Reserve proposed new credit card rules that would eliminate several unfair practices in the credit and banking industry. If passed, these new rules will become your credit card rights. Apply for rewards or 0 introductory balance transfer credit card offers.Need help repaying credit card debt? Request credit counseling assistance or unsecured debt consolidation today.

Credit Card FAQs

Common questions turned into credit card facts. Apply for a good or bad credit card. Choosing between the best credit card offers can be hard. Consider a no interest 0 intro balance balance transfer, a pre-pay ATM or a pre-paid debit secured credit card, or unsecured credit card benefits that offer travel, miles, discount and vacation rewards. Pick between American Express, Chase, Discover, MasterCard and Visa, even if you need a joint consumer or business credit card.

Credit Card Interest Rate Increases

Have you suffered a credit card interest rate increase? Here are reasons why your rate may be higher, and tips on how to avoid having your rate raised. To reduce credit card debt, apply for a 0 introductory balance transfer.

Credit Card Interest Rate OptOut

If your credit card issuer has notified you that your card's interest rate will increase even though you don't have bad credit, you could negotiate a lower rate, optout completely (which will require you to payoff the balance), payoff balances in full each month so you won't have any interest charges, transfer the balance to a lower rate card, or accept the new interest rate.

Apply For A Balance Transfer Credit Card

Browse and apply for a 0 intro balance transfer credit card, but first read our free tips and advice on what to look for before submitting your application.

Credit Card Rate Changes

Impact of credit card changes, how to choose a credit card or negotiate lower interest rates with your card company. Search for rewards with a gold or platinum credit card or a special balance transfer offer.

Student Credit Card Debt

Student credit card debt is on the rise. To help payoff credit card balances, consider a student consolidation loan to free up monthly money, balance transfer credit card balances to a 0 intro card offer, then use the savings to make higher repayments.

Credit Card Delinquency Rates Lower at American Express

Credit card delinquency rates at American Express and Capital One are lower than last month. Apply online for a new credit card with better rewards or to balance transfer to a lower interest rate.

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Credit Card Offers: Free credit card search makes choosing a credit card easy. Browse the most popular, best credit cards at CreditFederal.

Credit troubles? Apply for a pre-approved credit card offer based upon your credit history. Poor and bad credit people can apply for a credit card to rebuild credit or to establish credit. If you have very bad credit, consider bad credit card offers such as a secured credit card like a prepaid Visa, no credit check cards or other types of a guaranteed card.

For very high risk people there are options other than a standard unsecured credit card, such as an online guaranteed platinum card for online store purchases, or possibly even qualify for a charge card or a discount card from retail stores like the WalMart card or the Sears card.

Prepay credit card offers: Apply for a debit card or a bank ATM card.

Rewards credit cards: In addition to perks such as a 0 intro balance transfer, major cards offer other benefits like a travel credit card that rewards free airline miles, a gas card, or family entertainment offers like the Disney credit card, apply for an unsecured platinum credit card.

Credit card interest rates: Some cards offer no interest and a 0 introductory period on purchases. There are also some with a special 0% balance transfer period so you can transfer balances from other cards to your new credit card.

Special credit card offers: Almost every credit card company will offer a spouse joint credit card account. Other special offers include no deposit credit card, business credit card, student credit card and shopping cards like a Christmas credit card. Read the fine print, compare the card benefits, rewards and ratings before you submit an online application.

Credit card company offers, including gold credit card and platinum credit card offers:

Visa credit card, such as the gold Visa card or the platinum Visa credit card.

MasterCard credit card, such as the gold MasterCard or the platinum MasterCard.

American Express card, such as the gold American Express card or the platinum American Express card.

Chase card, such as the platinum Chase card.

Discover card such as the gold Discover card or the platinum Discover card.

Before you apply, review all the credit card facts. Once you get the card right for you, read every credit card statement carefully and request credit card companies to stop credit card mail offers. Browse more credit card resources.

Auto Loan: Get free quotes and apply for a new or used auto loan or for auto refinancing.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings. You are entitled to one free credit report annually.

Debt Counseling: Get your expenses under control with credit counseling, an unsecured debt consolidation loan, debt management or negotiate debt settlement.

Free Credit Offers: Get no obligation, free credit offers plus financial tips to help effectively manage your personal finances.

Home Loan: Free multiple quotes from mortgage lenders. Apply for a new home loan and start building your financial security.

Mortgage Refinancing: 2nd mortgage loan and other types of mortgage refinancing for home remodeling, equity cash out or a debt consolidation loan and more.

Payday Loan: Easy approval bad credit unsecured loan with no credit check, no deposit and no security.

Personal Loan: Submit a short or long term personal loan application (if available), or apply for other secured or unsecured loan offers.

Personal Finance: How to file bankruptcy plus free bankruptcy forms. Create a household personal budget, balance a checkbook register, track expenses and more.

Search our free credit help resources and apply for financial services. The credit crisis may have prompted stricter credit card company and loan lender approval standards, but poor credit people can still find bad credit financing.

Browse more 0 intro balance transfer credit card offers.

0 intro balance transfer credit card. Transfer balances and save interest.