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Annuity - Learn about annuity investments.

Balance checkbook - How to balance a checkbook and download our free checkbook register software.

Bank checking account - How to read a bank checking account statement.

Business loan - Get funding to start a small business or to finance a corporation.

How much money can I borrow - Input the amount you can afford to repay, whether bi-weekly or monthly installments, and the calculator will review the maximum loan amount you can afford to payback.

Card interest rates - Get current credit card interest rates from major issuers.

Card & Loan calculators - Calculate credit card interest, mortgage payments, home refinancing, and to manage and track expenses budgets, plus create a household budget.

Checkbook Register - Free CheckBook Register Software to Manage Expenses

Christmas credit card - Apply for a Christmas credit card to make gift purchases.

Christmas credit card debt - Options on how to get help with too much Christmas credit card debt.

Christmas credit card shopping - Tips for safe shopping with your credit card.

Consolidate student loan - Apply to refinance student loan debt for a lower interest rate and payments.

Counterfeit money - Spot counterfeit money and report fake money to the govt.

Create a will - How to create a will yourself and prepare a living will.

Credit card statement - How to read a credit card billing statement.

Credit and divorce - How divorce affects your credit score and bill payments.

Credit and loan prequalification - Prequalify for credit cards and loans based upon your credit score.

Espanol credito - Obtenga el crédito y los préstamos financieros. Algunos abastecedores del crédito no tienen traducción española. Tarjeta de crédito.

File bankruptcy - How to file bankruptcy, chapter 7, 11, 13.

Financial calculators

Free bank checking account - Apply for a no fee, online bank checking account.

Free bankruptcy forms - Free online chapter 7, chapter 11 and chapter 13 bankruptcy forms.

Free calculator downloads - Free financial calculators and software for budgets, interest, payments, and more.

Free checking account - Free internet checking accounts.

Free credit check - Rate your credit based upon your personal history.

Free credit offers - Financial newsletter membership for free credit offers by email.

Free IRS tax calculator - Quickly and easily calculate your estimated taxes and withholding.

Free money and gov grants - Instant access (no registration and no credit card) to government grant programs and applications.

Free online tax return filing - Qualify for free tax return filing.

Government debt consolidation loans - Truth about government loans to pay bills.

Government grant - Instant access to Government grant applications with no registration required.

Government assistance - Apply for government assistance programs.

Government grants for disabled - Apply for disability grants.

Government grant federal unclaimed money - Locate and claim unclaimed money.

Government grant foundations - Check to see if you qualify for a grant.

Government nontraditional grants - Review other types of grants.

Government pensions - Information about government retirement plans.

Government private grant foundations - Search for a grant from other foundations.

Government unclaimed funds - See if you are entitled to free money.

Government unclaimed money - See if someone owes you a refund.

Government veteran grant - Veteran grant programs.

Government women education grant - Educational grants for women.

Insurance - Get online quotes for life, home and auto insurance.

Interest Rates - Get current interest rates for loans and credit cards.

No collateral business loan - Quick cash for small businesses.

Personal budget - Download our personal budget software.

Personal budget software - How to use our personal budget software.

Personal finance - Keep track of personal finances with our services and resources.

Personal finance newsletter - Free personal finance management tips and special credit offers.

Plan retirement - Prepare for retirement with our tips.

Question and advice - Free online help, just submit your question and get an answer.

Reminders to pay bills - Free reminders so you pay bills on time.

Track expenses - Free software to track where you spend your money most.



Auto Loan: Good or bad credit auto loan quote. Apply for a new or used auto loan, or for car refinancing.

Credit Card: Search for a gold rewards or a bad credit card. To rebuild credit, get an instant approval credit card. Browse unsecured platinum and guaranteed credit card offers.

Credit Report: Free credit report help to fix credit report errors and improve credit score ratings.

Debt Counseling: Personal budget out of control? Nonprofit credit counseling, unsecured debt consolidation or free debt settlement.

Free Credit Offers: Get no obligation credit offers and receive tips and alerts to help manage your personal finances.

Home Loan: Stop paying rent and live the American dream.

Mortgage Refinancing: Fast 2nd mortgage loan quote for remodeling, equity cash out or a debt consolidation loan.

Payday Loan: Get a good or bad credit unsecured loan with no credit check and no collateral.

Personal Loan: Short or long term personal loan.

Personal Finance: How to file bankruptcy and get free bankruptcy forms. Create a household personal budget and balance a checkbook. Get our free personal budget software.

Financial Help: Get the latest financial news. Search Credit Federal for credit card, debt help, auto loan, home loan, mortgage refinancing, payday and personal loan applications and information.

Interest rates: view national averages of credit card, mortgage, refinancing and auto loan interest rates.



Consumer Credit:


Unsecured Personal Loan

Credit Card Match (Secured, Unsecured, Rebuild Credit, Rewards)

Debt Relief (Credit Counseling, Debt Settlement and Consolidation)

Credit Report - and - Credit Repair
Auto loan (New, Used and Refinancing)

Mortgage Loan (New Home, Equity, Refinance)



Secured or Unsecured Credit Card Offers



Good or Bad Credit Personal Loan Application

Apply for a bad credit unsecured loan with no credit check or a personal loan of up to $10,000. A payday loan offers instant, guaranteed approval and is ideal as an emergency cash loan. A long term personal loan offers lower interest but requires good credit. Compare benefits of a short term and a high risk loan and submit an online application.



Unsecured Debt Consolidation or Negotiate Settlement

Unsecured Debt Consolidation or Negotiate Settlement

Can't pay bills or get a loan due to bad credit?

Stop harassing creditor calls and collection agency problems.

Apply for an unsecured debt consolidation loan, a quote for non-profit credit counseling or learn free debt settlement tips.

Debt Relief Counseling



Whether you have bad credit, no credit, fair or excellent credit scores, a wide range of consumer financial offers are presented here for you to review before you submit your online application.


Services provided include auto loans, credit cards, debt assistance, credit reports, mortgage and personal loans for all credit types.


If what you are seeking is not currently available, join our free newsletter subscription so you can be notified whenever new financial services, creditors and lenders are incorporated.





Debt concerns are usually pushed aside until the beginning of each year, but evaluating how much debt you really have is important any time of the year. What you should not do when in debt, is accumulate additional debt when already burdened with out of control bills. To be able to start working on getting debt relief, all debts should be listed to get a total amount owed. Some people do not stop to consider just how much in debt they really are, and they may not know how far in debt they are.


To become debt free, it is necessary to identify all debts and work on a plan to eliminate them one by one for more stress free living. Waiting until the beginning of a new year,  may just cause more late fees, more phone messages from bill collectors, and more financial stress. One good step is simply to not add any new bills or make any new charges on credit cards in an effort to stop making any new debts. Just a few dollars or more over the minimum required payment is the next best way to begin taking control.


Consider cutting out entertainment like renting, buying, or going to the movies and eating out. Ditching just these two areas alone could give a hundred or more dollars toward paying off small debts or paying down large bills. It can be hard but worth it for a while. Try entertaining friends at home and have less expenses. Better yet, establish a weekly activity, like playing games and rotate homes to feel like you are getting out of the house. It can soon become a habit that you may look forward too and enjoy while saving money. 


Setting goals to pay off specific debts can help keep you on track, and once you begin paying more toward balances it soon becomes easier. There is pride in knowing you are getting control of debts. Make a budget and stay on it and watch the bills reduce with each payment. Think twice before spending money on wasteful items. Keep your goals of paying down specific bills in view to help motivate you. Getting out of debt has to begin with a first step. Cutting out needless spending is the first place to begin to have more money.

Review Disclaimer: Review information was gleaned from the website, and is neither an endorsement by us nor an confirmation of content nor a warranty of any promises made by the website. Use the review information at your sole discretion and sole liability. Review - This co-branded site provides information about and access to financial services offered by either or both Republic Bank & Trust Company and Republic Bank.

Checking Accounts Overview: Republic Bank offers a variety of checking account options. No matter what your checking needs are, we have an account design to meet them.

E-Checking - Manage your finances online with E-Checking.
No minimum balance.
No below balance fee.

Basic Checking - Ideal for those that just need the basics.
Low minimum balance.
Unlimited check writing.

Advantage Checking - Earn a competitive interest rate and get up to 4 non-Republic ATM reimbursements per month.
Pays Interest!

Pinnacle Checking - Interest bearing account for clients that maintain a high balance.
Free safe deposit box - (where available)
Free basic checks - (max 200 per order) 
Pays Interest! - Tiered Rates

Premier 50 - Exclusively for clients 50 years or older.
1/2 off safe deposit box - (where available)
Free first order of basic checks.
Pays Interest!

Military Honors - Designed for our active duty military service members, national guardsmen, reservists, and their dependents.

Honor Plus - Rebuild your banking privileges with Republic Bank's Honor Plus Account.
No minimum balance and unlimited check writing.

Fresh Start - A special electronic transaction account with no minimum balance and no ChexSystems requirements.
Appy For An Auto Loan First!
* Great fixed rates on new (2011-2010) and used (2009-2008) cars
* Financing up to 5 years
* Purchases only
* No prepayment penalties
* Quick credit decisions

VISA Gold or VISA Platinum personal credit card

Republic Bank VISA Credit Cards feature:
* No Annual Fee
* Low Variable Rate tied to Prime
* Monthly Statements via Mail
* Account access through the Internet
* 24 Hour emergency Card/Cash Replacement
* $150,000 Common Carrier accident Insurance and Baggage Delay Coverage
* 24 Hour a Day, 7 Day a Week Live Customer Service

PLUS, with Republic Bank ScoreCard you can earn Free Travel or Name Brand merchandise.


Macys credit card - Macys Star Rewards - Macy's Red Card: $0-$499.99 spending per year at Macy's. Macy's Gold Card: $500-$999.99 spending per year at Macy's. Macy's Platinum Card: $1000-$2,499.99 spending per year at Macy's. Macy's Elite Card: $2,500+ spending per year at Macy's. Enjoy exclusive in-store savings through Use Your Card Events as well as Choose Your Own Sale Days and dollars-off coupons. Merchandise purchased at Macy's with your Macy's Card can be returned or exchanged without a receipt*. Plus, you have 180 days to decide!

Just because a person may have very bad credit, doesn't always mean it's because he improperly manages his finances. Poor credit scores can be due to circumstances beyond our own control, such as sudden and unexpected unemployment of a spouse or unforeseen medical expenses which make it difficult to always pay bills timely Thankfully there are unsecured high risk personal loans which have very easy approval requirements even for people with no security. These unsecured no credit check loans do not require a lengthy application and review process like long term unsecured bank loans.

How to Identify and Fix Budget Problems and Solutions to Stick to Your Budget
Browse Secured and Unsecured Credit Cards You Can Use Right Away and Apply for Card Offers
Guaranteed Credit Card with High Limit for Bad Credit People Unable to Qualify for Standard Unsecured Cards
Review the Most Costly Credit Card Perks so You can Decide if the Fees are Worth it.
Get the credit card that's perfect for you. Our cards are even available to those who have had credit problems in the past and those who may have little credit history.
If you cannot get approved due to ChexSystems, review these bank checking account alternatives.


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